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adm
adm

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If you don’t know you have the problem, how can you fix it?

If you don’t know you have the problem, how can you fix it? So what you need to find is the hidden difference between all the advertising you see out there. What’s the “hidden difference”. It is the difference between all the apparent similar advertised offerings and how they are when experienced, different.

Accountancy

1 min read

Accountancy

1 min read


Aug 18, 2022

Being an accountant for 50 years

Being an accountant for 50 years Hello World reprise Welcome to my hidden difference. Navigation in life and in business requires maps. It also requires skill and experience. …

8 min read

8 min read


May 20, 2021

Limited Company Versus Self-employed

United Kingdom Tax on company earnings maxes out at 62%. SIXTY TWO PERCENT. Employee tax at 45%. This table speaks for itself. It’s disclosing the tax type differences between being self-employed and running your own limited company. …

Taxes

2 min read

Limited Company Versus Self-employed
Limited Company Versus Self-employed
Taxes

2 min read


Apr 1, 2021

#Disqualification of directors — you?

The law: https://www.gov.uk/company-director-disqualification This law is designed to protect the public interest. It is not designed to be penal. If you break the disqualification restrictions the penalty is two years in prison. Very serious stuff. Your liability is called “strict”, this means if you meet the criteria, you are guilty…

Company Formation

2 min read

Company Formation

2 min read


Mar 27, 2021

Excel add every nth ledger column in a bookkeeping context.

I use a spreadsheet for bookkeeping and indeed other things. This article is about understanding how this solution works, it is not about the syntax which is in the Excel help screens. My file has what I call “ledgers” each comprised of three columns: the amount of the transaction, the…

Excel

4 min read

Excel

4 min read


Mar 27, 2021

Excel ledger balance/running total that survives copy insert row and sorting.

(Before we start there is also this non “volatile” solution =SUM(A$1:A10) used in column B as running total.) The problem: cumulating column totals fail when rows are copy inserted or the data is sorted using data sort. This SOLUTION was HUGE; for me. I just learned/discovered this. Using Excel OFFSET…

Excel

2 min read

Excel

2 min read


Mar 20, 2021

Limited Versus Self-employed United Kingdom

Limited Company Versus Self-employed United Kingdom Tax on company earnings maxes out at 62%. SIXTY TWO PERCENT. Employee tax at 45%. This table speaks for itself. It’s disclosing the tax type differences between being self-employed and running your own limited company. The take-away is there is not much difference at…

Ltd

2 min read

Limited Versus Self-employed United Kingdom
Limited Versus Self-employed United Kingdom
Ltd

2 min read


Mar 18, 2021

Business records, spreadsheet bookkeeping. Who’s profit?

Not sure about this article. It lacks certainty about the weakness of modern accounting systems. It depends if you actually need one and where the line is. For example payment collection systems integrated to your web shop? That needs a system not a spreadsheet. The majority Apparently 60% of small businesses do…

Small Business

4 min read

Small Business

4 min read


Mar 17, 2021

IR35 Decision analysis BBC Kaye Adams appeal win.

Note, this piece is designed to be “evidence based”. This means it is necessarily longer because for each assertion or opinion I provide the authority, which means statute or court and in some cases where court over-rides or “clarifies” statute. This is not easy reading, but offers real insight into…

Tax

19 min read

Tax

19 min read


Mar 17, 2021

HMRC can read your bank accounts without asking, budget 2021

(The short takeaway: manage your banking etc with this in mind, merely being aware is all you need to defend yourself against unexpected undesirable outcomes. Destiny is all, take charge of yours.) We have always thought our home is our castle. At least we used to until we generally became…

Privacy

5 min read

HMRC can read your bank accounts without asking, budget 2021
HMRC can read your bank accounts without asking, budget 2021
Privacy

5 min read

adm

adm

1 Follower

Hello World 40 Years a public accountant.

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